It is very important that you use a separate credit card for your business purchases, as this will be most helpful at tax time, as well as helpful in keeping personal purchases completely separated from business purchases.
If you are uncertain about what your credit score is going to look like to lenders, you need to look at your credit report first to see exactly what potential lenders will see every time you apply for credit.
While there are many services you can find online that can show you your credit report, it is difficult to know which services are legitimate, and who to trust with that kind of information.
CreditReports.com is a Top Consumer Credit Report Service. They are trust-worthy, and deliver an outstanding level of service and options for a very low price -- about $30 to get your credit report from all three credit report bureaus: Equifax, Experian and TransUnion.
They are easy to understand, easy to use, and you can file any errors or disputes you might have right there from their site.
You can see right away what is on your credit report, no waiting. This is very useful if you suspect you have been a victim of Identity Theft.
Find out exactly what is on your Credit Report:
From all three of the major credit reporting bureaus:TransUnion, Equifax and Experian.
Remember that your credit report is what potential lenders are seeing every time you try to get a line of credit (anytime you apply for credit cards, auto loans, house loans, store credit, etc). You need to know what they're seeing about your credit, and to make sure that inaccuracies do not exist.
See if you have been a victim of Identity Theft & Fraud:
Look for accounts, addresses, etc that are unfamiliar to you. These may be indicators that someone has opened an account in your name, using a different mailing address.
File disputes online:
Take steps right away to have negative items removed from your credit report, and drastically improve your credit-worthiness to lenders.
This alone is worth the very reasonable cost, as you don't have to scramble to find an address or the correct department to send your written dispute to...you can do it in just a few moments online! Fantastic!
I've used & recommend this service! VERY economical, giving you all this valuable information and much more for less than $30.
If you are looking for an auto loan, or to refinance your current loan, but you have credit problems, or limited credit, try RoadLoans.com. Auto loans and refinancing made easy!